VEHICLE LOAN

ANNOUNCEMENTS WARANA is eminently, a unique name that stands as forerunner in the co-operative movement in India. The name WARANA sounds suitable wherever there is a mention of co-operative movement.

LOANS & ADVANCES( W.E.F. 06/04/2024)

 

Sr No. Type Of Loan Commercial Income Interest Rate Agriculture Income Interest Rate
Interest Rate Rebate Interest Rate Rebate
1 Agriculture Loan        
  • Agricultural improvement loan     15.50%  3% 
 
2 Cattle Purchase        


 
• TENUR 5 YEAR 

• TENUR 3 YEAR


 


 
12.00%

11.00%
2%

2%
 
3 Member Loan Scheme        
  • Term Loan Monthly Installment 13.00% 3% 13.00% 3%
  •  Half Yearly Installment 13.00%

3%

13.00% 3%
 
4 Sugar Cane Transport Loan Scheme         
  • Unsecured Loan Upto 5 Lakh (Monthly)     11.00%  
  • Secured Loan     10.00%  
  • CC     10.00%  
 
5

Housing Loan (Upto 140.00 Lakh) 

       
  • Apali Vastu Ghra Yojana  9.50%   9.50% -- 
  • Warana Sheti Ghra Karza Yojana 9.75%   9.75% -- 
  • Warana Griha Renovation Loan       Scheme 12.00%   12.00%  
 
6 Vehicle Loan        
 

• New 3/4 Wheel / Commerical Vehicle    60 Month

10.50%   10.50%  
  • Apala Vahan Karza     
 
 
  2 Wheeler 60 Months
  4 Wheeler (66 Months)
10.50%
10.50%
 
 
10.50%
10.50%
 
 
  • e-Bike 36 month (without Reg.)  11.50%   11.50%  
  •  New 4 wheeler 60 month 11.00%   11.00%  
   Savitra Vahan Karza        
    • Two Wheeler  11.00% 2.00% 11.00% 2.00%
    • Four Wheeler   11.00% 2.00% 11.00% 2.00%
 
7 Gold Loan        
  • Bullet Repayment 10.50%   10.50%  
  • Warana Gold Loan 10.50%   10.50%  
  • Gold Loan CC 10.50%      
 

•Jewellers Business CC Loan

---Rs. 1 To UPTO 24,99,999/-

---Rs. 25.00 Lakh Above

11.25%

12.00% 

 

 

 

 

 

 

 

8

 

 

Educational Loan Scheme

---Rs. 1 To UPTO 24,99,999/-

---Rs. 25.00 Lakh Above

11.00%

13.25%

 

 

 

 

 

 
9.1 All Types Mortgage Loans         
  • Upto 24,99,999/-  11.00%      
  • Above 25.00 Lakh 12.00%      
9.2 All Types Mortgage CC Loans        
  • Upto 24,99,999/-  11.50% 1.00%    
  • Above 25.00 Lakh 12.25%  1.00%    
9.3 Overdraft (Temporary Limit) 17.50%      
 
10  Solar System        
 
Commercial And Agriculture Upto 5 Lakh 11.00%      
 
11 Builder Finance        
  • Upto 25.00 Lakh 15.00%  2.00%    
  • 25.01 Lakh to 1.00 Crore 15.00%   1.00%     
  • 1.01 Crore to 3.00 Crore 15.00%   0.50%     
  • Above 3.01 Crore 15.00%      
 
12 Special Scheme        
 A CC Loan Scheme For Medical Shop        
  Upto 5.00 Lakh 10.50%      
  Againt Stock Or Additional Proporty        
  Upto 24,99,999/- 10.00%      
  Above 25.00 Lakh 11.00%      
Chaitanya Textile Unit Loan 
  •Team Loan        
  Upto 24,99,999/- 11.00%      
  Above 25.00 Lakh . 12.00%      
  • CC Loan        
  Upto 24,99,999/- 11.25% 1.00%     
  Above 25.00 Lakh 12.00% 1.00%     
B/1  Milk And Milk product sale agent/ other business CC Schema 11.00%    
C Warana Food Unit Loan Schema
  Upto 24,99,999 Lakh 11.00%      
  Above 25.00 Lakh 12.00%      
  Hypotication CC Loan
  Upto 24,99,999 Lakh 11.25%      
  Above 25.00 Lakh 12.00%      
 D Goods Hypothication Pledge Loan
  Agri/Food Process Goods Pledge Loan  10.25%      
  General And Commerical Goods Pledge Loan 11.25%      
E Stockest Investment Loan 
  Goods Hypothication Loan  11.50%      
  Loan Against Porporty   11.75%      
E-1 Upto 5 Lakh Salary Loan
  Warana Bank Salary Account  11.00%      
  Salary Account other than Warana Bank  12.00%      
E-2 Upto 1 Lakh Salary Loan
  Warana Bank Salary Account  11.00%      
  Salary Account other than Warana Bank  12.00%      
F Medical Business Loan Schema
  Equipment Or Machine Purchase Loan --      
  CIBIL Score More Than Or Equal To 750  9.50%      
  CIBIL Less Than Or Equal To 750 10.00%      
 G For Doctor New Machine Purchase   11.00%      
  H  For Bank Customer New Machine Purchase  11.00%      
 
13 Professional Loan Scheme        
  • Mortgage Loans/C.C 10.00%      
  • Without Mortgage C C 12.00%      
 
14 For Charterted Accountant         
  • Cash Credit 10.00%      
  • Term Loan 10.00%      
 
15 For Business Purpose Unsecc Loan   13.00%       
 
16 Annasaheb Patil Arthik Vikas Mahamandal Maryadit,Mumbai.   12.00%       
 
17 Maharashtra State Other Backward Class Finance and Development Mahamandal  12.00%       
 
18 Vasantrao Naik Freed and nomadic tribes vikas mahamandal 12.00%       
 
17 Against Deposit / C C Deposit Int Rate+1.00% Extra