VEHICLE LOAN
ANNOUNCEMENTS |
LOANS & ADVANCES( W.E.F. 06/04/2024)
Sr No. | Type Of Loan | Commercial Income Interest Rate | Agriculture Income Interest Rate | ||
Interest Rate | Rebate | Interest Rate | Rebate | ||
1 | Agriculture Loan | ||||
• Agricultural improvement loan | 15.50% | 3% | |||
2 | Cattle Purchase | ||||
• TENUR 5 YEAR • TENUR 3 YEAR |
12.00% 11.00% |
2% 2% |
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3 | Member Loan Scheme | ||||
• Term Loan Monthly Installment | 13.00% | 3% | 13.00% | 3% | |
• Half Yearly Installment | 13.00% |
3% |
13.00% | 3% | |
4 | Sugar Cane Transport Loan Scheme | ||||
• Unsecured Loan Upto 5 Lakh (Monthly) | 11.00% | ||||
• Secured Loan | 10.00% | ||||
• CC | 10.00% | ||||
5 |
Housing Loan (Upto 140.00 Lakh) |
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• Apali Vastu Ghra Yojana | 9.50% | 9.50% | -- | ||
• Warana Sheti Ghra Karza Yojana | 9.75% | 9.75% | -- | ||
• Warana Griha Renovation Loan Scheme | 12.00% | 12.00% | |||
6 | Vehicle Loan | ||||
• New 3/4 Wheel / Commerical Vehicle 60 Month |
10.50% | 10.50% | |||
• Apala Vahan Karza | |||||
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2 Wheeler 60 Months 4 Wheeler (66 Months) |
10.50% 10.50% |
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10.50% 10.50% |
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• e-Bike 36 month (without Reg.) | 11.50% | 11.50% | |||
• New 4 wheeler 60 month | 11.00% | 11.00% | |||
Savitra Vahan Karza | |||||
• Two Wheeler | 11.00% | 2.00% | 11.00% | 2.00% | |
• Four Wheeler | 11.00% | 2.00% | 11.00% | 2.00% | |
7 | Gold Loan | ||||
• Bullet Repayment | 10.50% | 10.50% | |||
• Warana Gold Loan | 10.50% | 10.50% | |||
• Gold Loan CC | 10.50% | ||||
•Jewellers Business CC Loan ---Rs. 1 To UPTO 24,99,999/- ---Rs. 25.00 Lakh Above |
11.25% 12.00% |
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8
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Educational Loan Scheme ---Rs. 1 To UPTO 24,99,999/- ---Rs. 25.00 Lakh Above |
11.00% 13.25%
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9.1 | All Types Mortgage Loans | ||||
• Upto 24,99,999/- | 11.00% | ||||
• Above 25.00 Lakh | 12.00% | ||||
9.2 | All Types Mortgage CC Loans | ||||
• Upto 24,99,999/- | 11.50% | 1.00% | |||
• Above 25.00 Lakh | 12.25% | 1.00% | |||
9.3 | Overdraft (Temporary Limit) | 17.50% | |||
10 | Solar System | ||||
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Commercial And Agriculture Upto 5 Lakh | 11.00% | |||
11 | Builder Finance | ||||
• Upto 25.00 Lakh | 15.00% | 2.00% | |||
• 25.01 Lakh to 1.00 Crore | 15.00% | 1.00% | |||
• 1.01 Crore to 3.00 Crore | 15.00% | 0.50% | |||
• Above 3.01 Crore | 15.00% | ||||
12 | Special Scheme | ||||
A | CC Loan Scheme For Medical Shop | ||||
Upto 5.00 Lakh | 10.50% | ||||
Againt Stock Or Additional Proporty | |||||
Upto 24,99,999/- | 10.00% | ||||
Above 25.00 Lakh | 11.00% | ||||
B | Chaitanya Textile Unit Loan | ||||
•Team Loan | |||||
Upto 24,99,999/- | 11.00% | ||||
Above 25.00 Lakh . | 12.00% | ||||
• CC Loan | |||||
Upto 24,99,999/- | 11.25% | 1.00% | |||
Above 25.00 Lakh | 12.00% | 1.00% | |||
B/1 | Milk And Milk product sale agent/ other business CC Schema | 11.00% | 1 | ||
C | Warana Food Unit Loan Schema | ||||
Upto 24,99,999 Lakh | 11.00% | ||||
Above 25.00 Lakh | 12.00% | ||||
Hypotication CC Loan | |||||
Upto 24,99,999 Lakh | 11.25% | ||||
Above 25.00 Lakh | 12.00% | ||||
D | Goods Hypothication Pledge Loan | ||||
Agri/Food Process Goods Pledge Loan | 10.25% | ||||
General And Commerical Goods Pledge Loan | 11.25% | ||||
E | Stockest Investment Loan | ||||
Goods Hypothication Loan | 11.50% | ||||
Loan Against Porporty | 11.75% | ||||
E-1 | Upto 5 Lakh Salary Loan | ||||
Warana Bank Salary Account | 11.00% | ||||
Salary Account other than Warana Bank | 12.00% | ||||
E-2 | Upto 1 Lakh Salary Loan | ||||
Warana Bank Salary Account | 11.00% | ||||
Salary Account other than Warana Bank | 12.00% | ||||
F | Medical Business Loan Schema | ||||
Equipment Or Machine Purchase Loan | -- | ||||
CIBIL Score More Than Or Equal To 750 | 9.50% | ||||
CIBIL Less Than Or Equal To 750 | 10.00% | ||||
G | For Doctor New Machine Purchase | 11.00% | |||
H | For Bank Customer New Machine Purchase | 11.00% | |||
13 | Professional Loan Scheme | ||||
• Mortgage Loans/C.C | 10.00% | ||||
• Without Mortgage C C | 12.00% | ||||
14 | For Charterted Accountant | ||||
• Cash Credit | 10.00% | ||||
• Term Loan | 10.00% | ||||
15 | For Business Purpose Unsecc Loan | 13.00% | |||
16 | Annasaheb Patil Arthik Vikas Mahamandal Maryadit,Mumbai. | 12.00% | |||
17 | Maharashtra State Other Backward Class Finance and Development Mahamandal | 12.00% | |||
18 | Vasantrao Naik Freed and nomadic tribes vikas mahamandal | 12.00% | |||
17 | Against Deposit / C C | Deposit Int Rate+1.00% Extra | |||